The credit card is one of the workhorses of the online banks to gain market share. For this, cyberbanques usually offer their new customers welcome offers that include free card. Another advantage is the simplicity of banking services. Thus, unlike traditional banks, online banks do not offer these "packages" that make the comparisons more difficult (with the notable exception of AXA Bank).

After the first year which usually takes place in favorable terms, the average price of cards is about 30 euros per year with full service delivery.